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how do insurance companies check tobacco use

how do insurance companies check tobacco use insurers know if you smoke? Will they STALK you? ๐Ÿ‘€ Will insurance cover nicotine patches? โ€“ Long-Term Care Insurance and Tobacco

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how do insurance companies check tobacco use insurers know if you smoke? Will they STALK you?  Will insurance cover nicotine patches?  Long-Term Care Insurance and Tobacco
how do insurance companies check tobacco use insurers know if you smoke? Will they STALK you?  Will insurance cover nicotine patches?  Long-Term Care Insurance and Tobacco
how do insurance companies check tobacco use insurers know if you smoke? Will they STALK you?  Will insurance cover nicotine patches?  Long-Term Care Insurance and Tobacco
how do insurance companies check tobacco use insurers know if you smoke? Will they STALK you?  Will insurance cover nicotine patches?  Long-Term Care Insurance and Tobacco
how do insurance companies check tobacco use insurers know if you smoke? Will they STALK you?  Will insurance cover nicotine patches?  Long-Term Care Insurance and Tobacco
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